Terms of Service

Last updated: 9 December 2025

1. Acceptance of Terms

By creating an account, uploading data, or using Vantanomic ("the Service"), you agree to be bound by these Terms of Service ("Terms").

If you are using the Service on behalf of an organization, you represent and warrant that you have authority to bind that entity to these Terms.

If you do not agree to these Terms, you must immediately cease use of the Service.

2. Description of Service

Vantanomic is a free estimation tool that provides portfolio tracking and Irish Capital Gains Tax (CGT) estimates. We use the FIFO (First In, First Out) method to generate estimated tax obligations based solely on the transaction data you upload.

There are no fees, subscriptions, or premium tiers.

3. NOT FINANCIAL OR TAX ADVICE

4. User Responsibility and Liability

BY USING VANTANOMIC, YOU AGREE THAT:

• You are solely responsible for your tax filings
• You assume all risk related to reliance on outputs
• You will verify all calculations with a qualified tax professional
• You will not hold Vantanomic liable for any penalties, audits, or financial consequences
• You understand this is an estimation tool, not tax preparation software

5. User Data and Uploaded Files

You retain ownership of all data you upload.

By uploading transaction data, you grant Vantanomic a non-exclusive, limited license to:

• Process your data to generate CGT estimates
• Store data securely on our servers (via Supabase)
• Use aggregated, anonymized data for service improvements

Data Retention

• We store your data for as long as your account is active
• You may delete your data at any time via Account Settings
• Upon account deletion, your data is permanently removed within 30 days
• We may retain anonymized analytics data indefinitely

Data Security

• We use industry-standard encryption and security measures
• However, no system is 100% secure
• We are not liable for unauthorized access, data breaches, or loss of data beyond our reasonable control

Your use of the Service is governed by our Privacy Policy, which explains how we collect, process, store, and protect your personal and financial data in accordance with GDPR and the Irish Data Protection Act 2018.

6. NO Warranty or Guarantee

The Service is provided "AS IS" without any warranties.

We do not warrant that:

• Estimates will be accurate or error-free
• The Service will meet your tax obligations or Revenue requirements
• The Service will be uninterrupted
• Outputs will match your actual tax liabilities

All results are for informational purposes only.

7. Limitation of Liability

To the maximum extent permitted by Irish law and EU regulations:

Excluded Liability

• We are NOT liable for tax penalties, fines, interest, or Revenue assessments
• We are NOT liable for financial loss arising from incorrect calculations, errors, or omissions
• We are NOT liable for indirect, incidental, consequential, special, or punitive damages
• We are NOT liable for loss of profits, revenue, data, or business opportunities

Mandatory Liability

Nothing in these Terms excludes or limits liability for:

• Death or personal injury caused by our negligence
• Fraud or fraudulent misrepresentation
• Any liability that cannot be excluded under Irish or EU law

Your sole remedy for dissatisfaction with the Service is to discontinue use.

8. Indemnification

You agree to indemnify and hold harmless Vantanomic, its developers, and operators from any claims, losses, or expenses (including legal fees) arising from:

• Your use of the Service
• Your tax filings
• Your reliance on any estimates

9. Modification or Termination

We may modify, suspend, or discontinue the Service at any time without notice. Continued use after changes means you accept the updated Terms.

10. Governing Law

These Terms are governed by the laws of Ireland. Any disputes shall be resolved exclusively in the courts of Dublin, Ireland.

You irrevocably waive any objection to venue or jurisdiction in these courts.

11. Eligibility

You must be at least 18 years old to use this Service. By using Vantanomic, you represent that you are of legal age to enter into binding contracts.

If you are under 18, you may not use the Service.

12. Intellectual Property

All content, software, algorithms, designs, trademarks, and materials on Vantanomic ("Content") are owned by or licensed to Vantanomic.

You may not:

• Copy, modify, distribute, or reverse-engineer the Service
• Use our trademarks, logos, or branding without permission
• Extract or scrape data using automated tools
• Resell or commercialize the Service

You are granted a limited, non-exclusive, non-transferable, revocable license to use the Service for personal, non-commercial purposes only.

13. Prohibited Uses

You may not use the Service to:

• Violate any Irish or EU laws or regulations
• Upload fraudulent, inaccurate, or malicious data
• Attempt to gain unauthorized access to our systems
• Disrupt, damage, or impair the Service
• Use the Service for tax evasion or illegal purposes
• Impersonate others or misrepresent your affiliation

We reserve the right to suspend or terminate accounts that violate these Terms.

14. Third-Party Services

The Service uses third-party providers, including:

• Supabase (database hosting)
• Vercel (hosting and deployment)
• Vercel Analytics (usage analytics)

We are not responsible for third-party service failures, downtime, or data breaches.

Your use of third-party services may be subject to their own terms and privacy policies.

15. Data Location and Export

User data is stored on servers within the EU (via Supabase EU region).

By using the Service, you consent to the transfer and processing of your data in accordance with GDPR.

You are responsible for ensuring compliance with any export control laws applicable to your data.

16. Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall remain in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Vantanomic.

No other representations, warranties, or agreements (oral or written) shall be binding unless executed in writing by Vantanomic.

18. Assignment

You may not assign or transfer these Terms without our consent.

We may assign our rights and obligations to any successor entity (e.g., in case of acquisition or merger).

19. Dispute Resolution

Informal Resolution

Before initiating legal action, you agree to contact us at hello@vantanomic.com to attempt good-faith resolution.

Governing Law and Jurisdiction

These Terms are governed by the laws of Ireland. Any disputes shall be resolved exclusively in the courts of Dublin, Ireland.

You irrevocably waive any objection to venue or jurisdiction in these courts.

20. Contact Information

Email: hello@vantanomic.com

For questions about these Terms of Service, please contact us at the email address above.